Merchants National Bank

Home \| Careers \| Items of Interest \| Privacy \| Security

MNBOnline
Personal Online Banking
Enroll Now Demo
Business Online Banking Enroll Now Demo
Access ID

Links

BUSINESS SERVICES

Checking Accounts | Money Market | Visa Check Card

At Merchants National Bank, our goal is to find a way to satisfy your individual business needs. Every business has different requirements and our job is to personally understand what those requirements are and then guide you in selecting the relevant products that best meet those needs. We will be your financial partner and work diligently to make your business better through our long term relationship.

A list of the business banking products and services we offer is shown below.

Business Checking
Personal Business Checking
Business Now Checking
Insured Money Market
Loan Products
Imaged Statements
Online Banking
Online Bill Pay
Merchant Services
Night Depository
Electronic Banking Services
Payroll Direct Deposit
Tax payments
Collect Receivables

TO HELP THE GOVERNMENT FIGHT THE FUNDING OF TERRORISM AND MONEY LAUNDERING ACTIVITIES, Federal law requires all financial institutions to obtain, verify, and record information and identify each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and to see your driver’s license. We may ask for other information that will allow us to identify you.

BUSINESS CHECKING PRODUCTS

Business Checking Account

This account is designed for businesses, corporations and incorporated associations. An earnings credit (competitive market rate of interest) is calculated based on collected balances which offsets or eliminates service fees based on activity.

$100 minimum deposit to open account
$10 monthly maintenance fee
$.16 each on us debit
$.25 each on us credit
$.10 each deposited item (not on our bank)
An Earnings Credit is calculated monthly to help offset account charges
Unlimited MNB ATM transactions with no fees
MNB Visa Check Card with no issue fee and no monthly fee (must meet application requirements)
Online Banking
Online Bill Pay
24 Hour TIME LINE Telephone Banking Services with no fee

Personal Business Checking

The personal business checking account is designed with the small business owner’s needs in mind.

$100 minimum deposit to open account
$10 monthly maintenance
Monthly maintenance fee is waived if you maintain an average daily balance of $5000 or over
MNB Visa Check Card with no issue fee and no monthly fee (must meet application requirements)
Online Banking
Online Bill Pay
24 Hour TIME LINE Telephone Banking Services with no fee

Business Now Checking

This account is designed for non-profit associations, sole proprietorships and Governmental Units.

$100 minimum deposit to open account
$10 monthly maintenance fee (fee is waived if you maintain a balance of $1000)
$.02 for each debit item
$.02 each deposited item (not on our bank)
Pays competitive market interest rate
MNB Visa Check Card with no issue fee and no monthly fee (must meet application requirements)
Online Banking
Online Bill Pay
24 Hour TIME LINE Telephone Banking Services with no fee

Insured Money Market Account

Pays competitive market rate of interest.

$10 monthly fee if balance falls below $1000 or an average of $2500

(Regular savings rate will be paid for those days that your balance falls below $1000)
Six (6) transfers or withdrawals per month

Merchants National Bank Visa Check Card

Use at any ATM displaying the STAR™, Visa™ or Plus™ Logo.
Use like a credit card at any merchant displaying the Visa™ logo
Funds are automatically deducted from your checking account
No monthly fee and no annual fee

Merchants National Bank Professional and Friendly Service
When you call Merchants National Bank during business hours, a Bank representative will answer the phone, courteously greet you, and assist you with your call or request. Some things just cannot be replaced and personal attention to your call is one of them.