Business Checking Options
Merchants National Bank Professional and Friendly Service
When you call us during business hours, a bank representative will answer the phone, courteously greet you, and assist you with your call or request. Some things just cannot be replaced and personal attention to your call is one of them.
Business Checking
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This account is designed for businesses, corporations and incorporated associations. An earnings credit (competitive market rate of interest) is calculated based on collected balances which offsets or eliminates service fees based on activity..
- $100 minimum deposit to open account
- $10 monthly maintenance fee and no minimum monthly balance requirements
- $.16 each on us debit
- $.25 each on us credit
- $.10 each deposited item (not on our bank)
- An earnings credit is calculated monthly to help offset account charges
- MNB Visa Check Card with no issue fee and no monthly fee
- Unlimited MNB ATM transactions with no fees
- Free MNB Online Banking
- 24 Hour Time Line Telephone Banking Services with no fee
- Optional Online Bill Pay (fees may apply)
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Personal Business Checking
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The personal business checking account is designed with the small business owner’s needs in mind.
- $100 minimum deposit to open account
- $10 monthly maintenance fee
- Monthly maintenance fee is waived if you maintain an average daily balance of $5000 or over
- MNB Visa Check Card with no issue fee and no monthly fee
- 24 Hour Time Line Telephone Banking Services with no fee
- Free MNB Online Banking
- Optional Online Bill Pay (fees may apply)
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Business Now Checking
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This account is designed for non-profit associations, sole proprietorships and Governmental Units.
- $100 minimum deposit to open account
- $10 monthly maintenance fee (fee is waived if you maintain a balance of $1000)
- $.02 for each debit item
- $.02 for each deposited item (not on our bank)
- Pays competitive market interest rate
- MNB Visa Check Card with no issue fee and no monthly fee
- 24 Hour Time Line Telephone Banking Services with no fee
- Free MNB Online Banking
- Optional Online Bill Pay (fees may apply)
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Money Market Account
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Pays competitive market rate of interest.
- $10 monthly fee if balance falls below $1000 or an average of $2500
- Regular savings rate will be paid for those days that your balance falls below $1000
- Six (6) transfers or withdrawals per month
- 24 Hour Time Line Telephone Banking Services with no fee
- Free MNB Online Banking
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Merchants National Bank Visa Check Card
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- Use at any ATM displaying the STAR™, Visa™ or Plus™ Logo.
- Use like a credit card at any merchant displaying the Visa™ logo
- Funds are automatically deducted from your checking account
- No monthly fee and no annual fee
- Optional Online Bill Pay (fees may apply)
- Accidental Death and Dismemberment Insurance
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