Personal Checking Options

MNBfree Checking

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A checking account to handle the needs of a busy household.  Receive outstanding customer service and convenience plus the following benefits and features.

  • $100 minimum deposit to open account
  • No monthly maintenance fee and no minimum monthly balance requirements
  • Non-interest bearing account
  • Unlimited check writing privileges
  • MNB Visa Check Card with no issue fee and no monthly fee
  • Unlimited MNB ATM transactions with no fees
  • Free MNB Online Banking
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Optional Online Bill Pay (fees may apply)
  • Optional Overdraft Protection (subject to qualification)

 

MNBfree Plus Checking

 

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You can expand the value of your MNBfree account for a small fee. 

  • $100 minimum deposit to open account
  • Free first order of standard checks
  • $4 monthly maintenance fee
  • Non-interest bearing account
  • Unlimited check writing privileges
  • MNB Visa Check Card with no issue fee and no monthly fee
  • Unlimited MNB ATM transactions with no fees
  • Free Overdraft Protection (subject to qualification)
  • Free Notary Service
  • Cashier’s Checks with no issue fee (minimum $500/check)
  • Money Orders with no issue fee (limit 6 per month)
  • Preferred Rate on Certificates of Deposit (excluding specials)
  • Installment loan discounts
  • Statements with images at no additional fee
  • Account research with no fee (limit 1 hour per month)
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Free MNB Online Banking

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Super Now Checking

 

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We want you to know we appreciate your business.  Your checking account will earn interest and will not have a monthly service fee if your balance remains above $1000 or has a minimum average daily balance of $2500 for the monthly statement cycle.

  • $100 minimum deposit to open account
  • $10 service fee if minimum monthly balance is not met
  • Interest bearing account
  • Unlimited MNB ATM transactions with no fees
  • MNB Visa Check Card with no issue fee and no monthly fee
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Free MNB Online Banking
  • Optional Online Bill Pay (fees may apply)

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Club Accounts

 

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Hometown Banking

  • Basic Plan  $7.00
  • Personal Plan $8.00
  • Family Plan  $9.00


Primetime Checking (Age 50 or Older)

  • $5.00 maintenance fee if balance falls below $100
  • Competitive market rate of interest if $100 balance is maintained

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