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LOAN SERVICES
Mortgage Loans | Construction
Loans | Home Equity Loans & Lines |
Installment Loans | Commercial Loans
| Ag Loans
Merchants National Bank has an extensive number of loan products for your personal borrowing needs. Meet with one of our experienced loan officers and see how Merchants National Bank can become part of your successful financial future!
PERSONAL LOANS
Buying the home of your dreams or remodeling your dream home? Merchants National Bank can provide the funds you need. We offer a variety of loan programs (including 100% financing) with competitive rates and low closing costs. Contact a Merchants National Bank loan officer so they can tailor a loan to your specific needs.
We have three different loan programs available including the most popular, a one-closing construction loan. With the construction-permanent loan (one-closing construction loan) you pay interest only during the construction period and then regular payments when your home is complete.
The equity in your home can be used for a variety of purposes, including a new pool, garage or debt consolidation. By using the equity in your home, we are able to offer you attractive fixed rates and affordable payments. The interest you pay may be tax deductible (please consult your tax advisor).
Home Equity Lines of Credit
With a Merchants National Bank Prestige Line of Credit, you can tap into
the equity in your home using a revolving line of credit. Once your line
of credit is approved you can use and reuse this line as often as you
wish simply by writing a check or transferring the funds into your
Merchants National Bank Checking Account. Under current tax laws the
interest you pay may be tax deductible (please consult your tax
advisor).Is it time for a new or used car, truck or recreational vehicle. Merchants National Bank has the right rate and terms to meet your budget. For added convenience, have your payment auto-deducted from your Merchants National Bank Checking Account.
Click here to obtain the name of loan officer nearest you.
BUSINESS LOANS
Merchants National Bank can help your business or farm tailor a loan to best fit your business operation. Talk to one of our experienced Loan Officer to help you with your needs.
Merchants National Bank offers a wide variety of business loans including:
- Commercial facility construction loans
- Real estate purchase and refinance loans
- Permanent working capital loans
- Seasonal working capital loans
- Revolving lines-of-credit
- Small Business Administration guaranteed loans
- Letters of Credit
- Equipment and livestock purchase loan
- Farm real estate loans, purchase and refinance
- Farm crop operating & livestock operating lines-of-credit
- USDA, Farm Service Agency Farmer Program Loans
- Tobacco buy-out program loans
Click here to obtain the name of loan
officer nearest you.
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