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OTHER SERVICES
Visa Check Card | 24 Hour TIME LINE | ATM | Switch Kit | Safe Deposit | Wire Transfer | Direct Deposit | Cashier's Checks | Traveler's Cheques | Night Deposit | Savings Bonds | Overdraft Protection | Misc Fees
The Merchant National Bank cares about you and about first class service. Therefore, we offer the following services to make your life easier and allow you to conduct your banking on your schedule, not ours.
- Use at any ATM displaying the Visa™, Star™ or Plus™ logo
- Use like a credit card at any merchant displaying the Visa™ logo
- Funds are automatically deducted from your checking account
- No monthly or annual fee
- To report a lost or stolen debit card after hours please call: 800-523-4175
- To inquire on a blocked debit card after hours please call: 800-327-8622
| Hillsboro | 937-393-1134 |
| London | 740-852-7858 |
| Greenfield | 937-981-7648 |
| Mt. Orab | 937-444-1411 |
| Washington C.H. | 740-335-5118 |
| Springfield | 937-325-3009 |
| Higginsport | 513-876-0505 |
| Georgetown | 937-378-9609 |
| Batavia | 513-732-0080 |
| Out of Area | 1-800-719-BANK (2265) |
ATMs are conveniently located at the following branches:
| Hillsboro | 145 W. Beech St. | Washington C.H. | 128 S. North St. |
| Hillsboro | 100 N. High St. | London | 279 Lafayette St. |
| Greenfield | 102 Jefferson St. | Mt. Orab | 370 N. High St. |
| Springfield | 3473 E. National Rd. | Batavia | 2033 Hospital Drive |
| Higginsport | 314 Washington St. | Georgetown | 120 S. Main St. |
ATM transaction fee is waived if you use the above ATMs.
ATM fee per transaction at any non MNB ATM is $.50.
To report a lost or stolen ATM or debit card after hours please call: 800-523-4175
To inquire on a blocked debit card after hours please call: 800-327-8622
Switch Kit
We’ve made switching your accounts to Merchants National Bank simple. Contact any of our locations for assistance in switching your automatic credits and debits to your new Merchants National Bank account. Safe deposit boxes provide a safe, convenient and economical way to protect your valuables from fire, theft or loss. Boxes are available at most of the Merchants National Bank offices and come in a variety of sizes to suit both individual and business needs.
Wire transfer is the fastest method of moving guaranteed funds. It is a safe, effective tool for personal use in case of an emergency or for business customers who routinely make transfers between banks.
Direct deposit provides customers with a safe, convenient way to electronically receive recurring deposits such as payroll and government payments, expediting the availability of funds. Many companies provide direct deposit of payroll for their employees. Any government payment (social security, civil service, railroad/military retirement, etc) may be direct deposited.
Traveler’s cheques provide a means to carry funds safely while traveling. Merchant’s National Bank offers American Express traveler’s cheques as a safe alternative to cash. Many people prefer traveler’s cheques because of the replacement feature. If your traveler’s cheques are lost or stolen, the cheques can be replaced at no charge to you. Just retain your purchase documents with the check numbers separate from your cheques in order to have a record of the numbers.
Cashier’s checks and money orders are available for times when payment by personal check is unacceptable. Both forms of payment are available for purchase at all Merchants National Bank locations.
Night Deposit Service is provided at all Merchants National Bank offices for individuals and businesses that need a secure depository after normal banking hours. Each branch is equipped with a secure night deposit vault with both an envelope slot and a key accessed drawer for larger deposit bags. Night deposit services may be used by any Merchants National Bank customer.
U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio. Visit any of our Merchants National Bank locations for a Series I Bond or a Series EE Bond. Your money is guaranteed to grow and remain safe into the future.
You'll never have to worry about the inconvenience and expense of returned checks. For your convenience, Merchants National Bank offers overdraft protection. Stop by any of our convenient locations and apply.
Savings Overdraft Protection
Protect your checking account with Savings Overdraft Protection. You can have funds automatically transferred from your savings account to your checking account to cover checks. Enjoy flexibility on how to manage your account easily while avoiding the hassles and expense associated with returned checks. For more information or to sign up visit any of our Merchants National Bank locations. | Return Item-NSF (per item) | $30.00 |
| Overdraft-PAID (per item) | $30.00 |
| Deposit Item Returned | $9.00 |
| Daily Overdraft Fee | $2.00 |
| (After 5 consecutive days of overdrawn balance) | |
| Stop Payment | $32.00 |
| Outgoing Wire Transfers (domestic) | $25.00 |
| Incoming Wire Transfers (domestic) | $15.00 |
| Check Cashing for Non-Customers | $8.00 |
| Money Orders | $3.00 |
| Cashiers Checks | $6.00 |
| Additional Fees May Apply | |
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