An affordable basic savings plan.

• $100 minimum deposit to open account
• One service fee free account for age 60+ or on disability income
• $3 service fee if account balance falls below $100 during the month
• Interest compounded daily, paid quarterly
• Withdrawal Limitations:  After four (4) withdrawals during a month, a service charge of $.50 per withdrawal will be assessed
• An account without activity (other than the posting of interest) for a period of two (2) years will be classified as a dormant account*
• Funds are required to be escheated to the State of Ohio on accounts that have been classified dormant for five (5) years
• 24 Hour Time Line Telephone Banking Services with no fee
• Free MNB Online Banking
• Optional Online Bill Pay (fees may apply)

A savings plan designed to make it easy for youth to start saving.

• Must be less than 18 years old to qualify for this account
• No minimum required to open an account
• No monthly service fee
• Interest compounded daily, paid quarterly
• Withdrawal Limitations:  After four (4) withdrawals during a month, a service charge of $.50 per withdrawal will be assessed
• An account without activity (other than the posting of interest) for a period of two (2) years will be classified as a dormant account*
• Funds are required to be escheated to the State of Ohio on accounts that have been classified dormant for five (5) years
• 24 Hour Time Line Telephone Banking Services with no fee
• Free MNB Online Banking
• Optional Online Bill Pay (fees may apply)

* Dormant accounts with balances of under $100 will be charged $12.00 per year.

Pays competitive market rate of interest.

• $10 monthly fee if balance falls below $1000 or an average of $2500
• Six (6) transfers or withdrawals per month
• Regular savings rate will be paid for those days that your balance falls below $1000

• 1000 minimum deposit – minimum deposit of $500 for minors
• Terms range from 30 days to 60 months
• Call for special term CDs
• Interest paid:  Monthly, Quarterly, or Semi-Annually by check, transfer to checking account , transfer to savings account or add on to the existing CD

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.

• No fees associated with an HSA
• Free Checks
• Free Visa Debit Card
• Minimum Deposit $100.00
• IRS reporting