Online Banking

Online Banking is simple, easy, and secure.  Our Online Banking gives you access to your checking, savings, money market, certificates of deposit, and loan accounts 24 hours a day, 7 days a week from your personal or office computer.  You can view your account history and conduct a wide array of banking transactions without leaving your home or office.

Personal Online Banking

 The basic service is free of charge and allows customers to:

  • Check daily balance of your accounts including checking, savings, money market accounts and Certificate of Deposits
  • View and print account activity history
  • Online check research by check number, amount or date
  • View the status of loans, lines-credit-credit, overdraft protection
  • Transfer funds between Merchants National Bank accounts
  • Make payments to Merchants National Bank loans
  • Order checks
  • View and print check images
  • Download account information
  • Use Bill Payment System

For more information or to enroll, please contact your nearest Merchants National Bank location or apply online.

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Business Online Banking

Business Banking Online provides more sophisticated and flexible cash management options for business clients.  For our business clients who have a higher level of cash management needs, our Business Banking Online service is available with many value-added features.  With Business Banking Online, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.  In addition to all the features available with our standard Online Banking service, Business Banking Online provides your business with expanded online cash management capabilities. With Business Banking Online, you can:

  • Initiate wire transfers
  • Place stop payments
  • Create ACH files
    • Payroll management
    • Bank to bank transfers
    • Collect pre-authorized payments
  • Make tax payments
  • Allow multiple user access with the added capabilities of:
    • Customizing authorized user access
    • Setting authorized user access limits
    • Requiring review of transactions before releasing files

Please contact a customer service representative at your nearest Merchants National Bank location or if you need help in determining if Personal or Business Online Banking best meets your needs please call 800-875-1993.

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 Online Bill Payment

 Merchants National Bank’s BillPay is the fast, convenient and secure way to pay all your bills online.  With the BillPay service, you can save time, make paying bills online worry free, and make you life easier.  The BillPay service is available 24 hours a day, seven days a week.  In order to take advantage of our online bill payment product, you must first sign up for online banking.

  • Free unlimited bill payments
  • Make single and reoccurring bill payments
  • View total number or payments processed for the current month
  • View pending payments for the month and day
  • View and print detailed payment history
  • Pay all your bills from one site
  • Live chat help available Monday thru Friday 7:30 A.M. EST to 11:00 P.M. EST
  • Toll free helpline available Monday thru Friday 7:30 A.M. EST to 11:00 P.M. EST.

If you have questions or need assistance, contact our customer care department at 800-875-1993.

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