About Us


Our History & Mission

Established in 1879, the Merchants National Bank is an independent institution built upon a foundation of financial strength and customer service.

The employees of the Merchants National Bank specialize in providing exceptional service on a personal level. We are large enough to provide financial products at competitive prices yet small enough to know our customers. We offer Real Estate, Construction, Bridge, Commercial and Installment loans, all designed to meet your needs! The deposit products and services we provide have all the benefits and features you desire. We offer No Service Charge Checking, Interest Bearing Checking, Money Markets, Savings, C.D.' s, also ATM and Debit Cards, Overdraft Protection, Online Banking and Bill Payment.

The Merchants National Bank has seventeen convenient offices to serve you in Ohio: three in Hillsboro, two locations in Greenfield, and one location in Washington Court House, London, Mt. Orab, Springfield, Batavia, Georgetown, Marysville, two locations in Wilmington, two locations in Logan, and one in Athens. We have ATM's at fifteen of our locations. Each of our offices is individually and locally managed.

Our philosophy is simple: We are a family of independent minds making local decisions which keeps us very close to the customers we serve. In an extremely competitive environment, this fact really makes the difference.

Thank you from the Board of Directors and staff members for helping us grow in strength and service to our communities.


Board of Directors

 Board of Directors

Pictured are: Top row, left to right: Christopher Walker, Richard Carr, William Butler, Stephen Farrens, Kennison Sims, Nicholas Cummings
Bottom row, left to right: James Evans, Amy Davis and Denise Fauber Paul W. Pence, Jr.


Community Reinvestment Act Public File

Please use the links below to download our Community Reinvestment Act Public File

CRA Public File - Front Page - Tab 1

CRA Public File - Tab 2

CRA Public File - Tab 3 thru 5

CRA Public File - Tab 6 Demographics I

CRA Public File - Tab 6 Demographics II

CRA Public File - Tab 6 Maps I

CRA Public File - Tab 6 Maps II

CRA Public File - Tab 7 thru Tab 8

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