About Us


Our History & Mission

Established in 1879, the Merchants National Bank is an independent institution built upon a foundation of financial strength and customer service.

The employees of the Merchants National Bank specialize in providing exceptional service on a personal level. We are large enough to provide financial products at competitive prices yet small enough to know our customers. We offer Real Estate, Construction, Bridge, Commercial and Installment loans, all designed to meet your needs! The deposit products and services we provide have all the benefits and features you desire. We offer No Service Charge Checking, Interest Bearing Checking, Money Markets, Savings, C.D.' s, also ATM and Debit Cards, Overdraft Protection, Online Banking and Bill Payment.

The Merchants National Bank has fifteen convenient offices to serve you: three in Hillsboro, two locations in Greenfield, and one location in Washington Court House, London, Mt. Orab, Springfield, Higginsport, Batavia, Georgetown, Marysville, and two locations in Wilmington. We have ATM's at thirteen of our locations. Each of our offices is individually and locally managed.

Our philosophy is simple: We are a family of independent minds making local decisions which keeps us very close to the customers we serve. In an extremely competitive environment, this fact really makes the difference.

Thank you from the Board of Directors and staff members for helping us grow in strength and service to our communities.


Board of Directors

 Board of Directors

Top row left to right: Kenneth Sims, Richard Carr, James Evans, Chris Walker, Stephen Farrens, Paul Pence, Jr.
Bottom row left to right: Amy Fulkerson, William Butler, Jim VanZant



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