
Merchant National Bank strives to meet our customers' needs with a variety of products and services to choose from in order to customize your banking experience.
MNB 24-Hour TIME LINE
Our 24-Hour Banking Phone Line allows you to have access to your account information 24 hours a day, 7 days a week. You can check your balance, see if a check has cleared, transfer funds, and make loan payments and more. Call as often as you like; there is no charge for the call. Using any touch-tone telephone, you can get up to date information by calling 1-800-719-BANK (2265).
For purposes of TIME LINE transfers, those received after 4:30 p.m. on business days, and all transactions which are requested on weekends or holidays which Merchants National Bank chooses to remain closed, will be processed on the next business day.

Online Check Reorder
Don’t have time to drop off your check reorder form at the bank? Go online to Harland, our check provider, and order your new checks online. For security reasons, you cannot change account information, such as mailing address, at this site. You may also call your local branch or our Customer Care Center.
Safe Deposit Boxes
Safe deposit boxes provide a safe, convenient and economical way to protect your valuables from fire, theft or loss. Boxes are available at most of the Merchants National Bank offices and come in a variety of sizes to suit both individual and business needs.
Wire Transfers
Wire transfer is the fastest method of moving guaranteed funds. It is a safe, effective tool for personal use in case of an emergency or for business customers who routinely make transfers between banks.
- Domestic Wire Transfer Routing Number: 042205009
- International Wire Transfers: Please call your local MNB branch for instructions.
Direct Deposit
Direct deposit provides customers with a safe, convenient way to electronically receive recurring deposits such as payroll and government payments, expediting the availability of funds. Many companies provide direct deposit of payroll for their employees. Any government payment (social security, civil service, railroad/military retirement, etc) may be direct deposited.
Cashier’s Checks and Money Orders
Cashier’s checks and money orders are available for times when payment by personal check is unacceptable. Both forms of payment are available for purchase at all locations.

Night Deposit
Night Deposit Service is provided at all offices for individuals and businesses that need a secure depository after normal banking hours. Each branch is equipped with a secure night deposit vault with both an envelope slot and a key accessed drawer for larger deposit bags. Night deposit services may be used by any Merchants National Bank customer.
United States Savings Bonds
U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio. Savings Bonds are no longer available at any of our locations. They must be purchased through the United States Treasury website. https://treasurydirect.gov.