Business Loans

Merchants National Bank can help your business or farm tailor a loan to best fit your business operation. Talk to one of our experienced Loan Officers to help you with your needs.

To start the application process, stop in or call the nearest Merchants National branch location. A personal financial statement may be required with your application.


Real Estate Loan

When you are looking to purchase or refinance commercial real estate or investment property, our experienced business bankers can assist you. We offer a variety of rates and terms, and can tailor a loan to match your business needs.

Equipment Loan

If you are purchasing equipment for your business, talk to us first. Our competitive fixed rates and flexible terms can help your business with its capital expenditure plans. We can also assist with direct payment to the vendor to expedite delivery.

Construction Loan

When planning to build a new facility or expand an existing facility, our commercial construction loan experts will help you every step of the way. We’ll provide pre-approval on a long term mortgage for your peace of mind before you start building. When you finance both your construction loan and long term mortgage with us, we are often able to give you added savings on closing costs. Our bankers also assist with monitoring the costs and disbursements during the construction process.

Working Capital Loan or Line of Credit

When your business requires short or intermediate term working capital funds, our business bankers can help you with a loan or line to meet your working capital needs.

Agricultural Loan

Our agricultural lenders understand your business. Whether you need financing for operating expenses, crops, livestock, equipment, or real estate, we can help. We are interested in your business and will take the time to understand your farming operation.


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