Career Opportunities

Established in 1879, the Merchants National Bank is an independent institution built upon a foundation of financial strength and customer service. Our main office is in Hillsboro, Ohio with branch offices located in Greenfield, Washington Court House, London, Springfield, Mount Orab, Higginsport, Georgetown, Batavia, Marysville, Wilmington, Logan, and Athens. Each of our offices are individually and locally managed. We are committed to establishing long-term relationships with our customer base.



Job Opportunities


Hillsboro, Ohio
HR Clerk

The Human Resources Clerk is responsible for providing administrative support to the Human Resources area, HR Assistant and the HR Administrator. The HR Clerk will support the bank with Marketing Events, running errands as needed etc... They will have contact with employees to obtain any missing employment documentation and must demonstrate confidentiality and accuracy. They may also come into contact with customer information and hold it in highest confidentiality as well. The HR Clerk must show a positive and outgoing personality and be organized in all aspects of their job duties. Ultimately, you will foster a healthy workplace by ensuring MNB HR procedures run smoothly and efficiently.


• Gain knowledge and act as a support to the HR Assistant in using the ADP Workforce Now payroll software- time input, payroll processing, benefits, policy assignments, terminations and new hire processing etc.
• Construct and keep new hire manuals up to date
• Act as a support for inputting insurance information to appropriate carriers for various insurances that are offered
• Assist and maintain vacation schedules and policy compliance
• Inform/update supervisors of unused vacation time their team may have
• Update employee records, appropriate in-house list with new hire information and/or changes in employment status
• Assist with Section 125 implementation
• Assist during annual health insurance renewal
• Monitor and assist with the tracking and updating of FMLA attendance cards and documentation
• Maintains employee confidence and protect payroll operations by keeping information confidential
• Become knowledgeable and assist the HR Assistant with the process of job requisitions- internal and external
• Stay up-to-date and comply with changes in labor legislation
• Other duties as assigned.


• Familiarity with basic accounting principles
• Exceptional attention to detail and accuracy
• High level of integrity and trustworthiness
• Excellent time management skills with a proven ability to meet deadlines
• Experience utilizing Microsoft Office Suite-specifically Excel, Outlook and Word
• Interpersonal skills necessary to communicate effectively with managers and employee
• Ability to process and analyze data reports
• Strong organizational, interpersonal and communication skills, both written and verbal
• Ability to maintain highly sensitive and confidential information


Hillsboro, Ohio
Loan Accounting/Investor Reporting

Merchants is seeking an applicant that is dynamic, sociable, and enthusiastic. Applicants must be a team player while possessing a positive can-do, vibrant attitude, excellent judgment and communication skills.


• Processing of transaction for loan accounts
• Processing of weekly accounts payable for the loan department
• Balancing and Reconcile Investor Reports/Secondary Market Reports
• Tracking and payment of property taxes and insurance for escrowed loans
• Processing of annual escrow analysis
• Cross trains within the team for backup coverage
• Completes all other tasks/duties as needed while maintaining great customer service internally and externally
• Other duties as assigned

Minimum Requirements: 

• Must have a High School Diploma or the equivalent
• The successful candidate must be proficient in basic software applications such as Microsoft Word and Excel
• Must be detail oriented and maintain a high level of integrity and accuracy
• Excellent problem solving and customer service skills required;&nbsp
• Must actively support the values and the organization and follow established company policies and procedures


Hillsboro, Ohio
Credit Analyst

Merchants National Bank is currently seeking a highly energetic, driven candidate to fill an open Credit Analyst position. This individual will work with a variety of loan officers and other analysts. The position requires the ability to multi-task and prioritize one's work load. Prior commercial underwriting experience preferred.


• Preparing underwriting presentations for commercial loan requests, commercial and agricultural borrowers
• Maintaining annual updates for existing credits
• Assist with the tracking and filing of financial records from borrowers
• Review of commercial appraisals
• Compilation of quarterly loan allowance reports and summaries

Minimum Requirements:

• Background in accounting or business
• Excellent analytical and communication skills
• Familiar with Microsoft Excel or similar software


Hillsboro, Ohio
Commercial Loan Processor/Closer

Merchants National Bank is seeking a Commercial Loan Closer/Processor for the Hillsboro office. The candidate must actively support the values of the organization and follow established company policies and procedures. It is essential that our applicants be dynamic, sociable, and enthusiastic team players; while possessing a positive can-do, vibrant attitude, excellent judgment and communication skills. Associate's degree in the area of finance, business or related work experience preferred.


• Preparing commercial closing documents
• Assist in a variety of duties relating to the daily operations of the commercial processing department
• Review loan application materials and closing documents
• Check the accuracy of information
• Gather all appropriate paperwork and materials for loan application closing; such as tax forms, title documents, insurance information and loan terms
• Enter information about the loan details, terms, the information from the application and the funds received into the loan software system
• Compose loan application letters, closing documents, forms, bank letters, requests for more information and other types of correspondence
• Other duties as assigned.

Minimum Requirements:

• Proficient in basic software applications such as Microsoft Word and Excel
• Must be detail oriented and maintain a high level of integrity and accuracy
• Excellent problem solving and customer service skills required


Wilmington, Ohio
Full-Time Teller


• Provide Quality customer service
• Promote and cross sell a broad variety of bank products and services
• Process transaction for checking and savings (individual and commercial) accounts, time deposits, loans, club accounts, and safe deposit boxes
• Use Branch capture to scan all items into the Bank's mainframe
• Provide other assorted services which include, but not limited to: cashing checks, processing money orders, cashier checks, check orders, counting currency and coin
• Maintain and balance cash drawer
• Balance and service automatic teller machine
• Assist with night deposits
• Manage vault operation to include ordering, balancing and maintaining cash at appropriate levels
• Maintain required records, reports, and reconcilements to ensure efficient customer service operations and audit compliance.

Minimum Requirements:

• High School Diploma, or equivalent
• Ability to effectively utilize a computer and other standard office equipment
• Ability to effectively communicate orally and in writing
• Capable of performing basic math problems
• Must maintain a friendly, courteous and professional demeanor
• Customer Service and Cash Handling skills required.



Merchants National Bank is committed to providing unequalled customer service and work environment.  We’re an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.


Apply Now

To apply for any of these positions fax, e-mail, or mail your resume with salary history to the address below. Please indicate the position you are applying for.

Merchants National Bank
Attn: H.R. Dept.
P.O. Box 10
Hillsboro, OH 45133
Fax: (937) 393-9425


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