Treasury Management


Positive Pay

Protect your business against fraudulent checks with our check monitoring service, Positive Pay. It carefully examines each check and reports any irregularity found, directly to you. Positive Pay is available within Business Online Banking.

How it Works:

  • As soon as you issue checks, simply provide to us a check-issue file that contains the details of the checks you want to post to your account. This check-issue file may be sent to Merchants via Business Online..
  • Positive Pay matches the check number, dollar amount and account number against an electronic file provided by your business that contains a list of issued checks. As an option, you may provide payee names on the electronic file for our review
  • We compare every check presented for payment against the cumulative electronic file
  • Checks that don't match this list are presented within Business Online for review. You determine if it should be paid or returned

Contact your local MNB Commercial Loan Officer or Branch Manager today for more information!

Remote Deposit Capture

No need to run to the bank to make your daily deposits. Remote Deposit capture allows you to scan checks and deposit them electronically

      • Deposit checks directly from your office
      • Less trips to the bank to make deposits
      • Your deposit is transmitted securely to us and credited quickly to your account

Contact your local MNB office today for more information!

Merchant Services Solution

We Make Payments Easy  Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon Payment Processing Solutions-an industry leader for 25 years in payment acceptance.  Our goal is to provide you with the most efficient payment processing, while helping to reduce your operating costs, improve cash flow and minimize exposure to fraud and risk.

No matter what type of business you own we have a solution to fit your needs.

      • In-person, online, and mobile payment solutions
      • Smart terminals, Chip Card /EMV terminals and tablet Point of Sale systems
      • Solutions for ecommerce and online shopping carts
      • Loyalty and gift card programs to market, grow and retain your customers' business
      • Accept mobile wallet payments including Apple PayTM , Samsung PayTM , and Google PayTM
      • Next Day Business Funding
      • Gift Card and Customer Rewards Programs
      • Cloud-based tablet and fully integrated POS Solutions
      • Complete suite of PCI data protection products
      • Customer Service and Customer Care available 24/7/365
      • Industry Specific Solutions - Restaurant, Professional Services, Retail, Healthcare, and Hospitality

Online ACH Origination

Reduce costs and create a more predictable cash flow using MNB’s Automated Clearing House services. By using our Online ACH Origination service you can pay suppliers, vendors, government taxes and employees quickly. Online ACH Origination is housed within your Business Online Banking to ensure a secure transaction. Contact a MNB representative to get started today!


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